Identity Fusion Blog

What’s in a Name - A Case for Verifiable Credentials

Written by Bill Nelson | Oct 29, 2024 12:57:00 PM

In today’s increasingly digital world, the importance of accurate identity verification has never been greater. Yet, many businesses still rely on outdated methods, using generic identifiers like names and addresses to distinguish individuals. As someone who shares the same name as my son, I’ve experienced firsthand the complications that arise when systems fail to differentiate between people who share similar personal information.

A recent example occurred when an airline canceled my son’s international flight, mistakenly thinking it was a duplicate booking of mine since they were on the same itinerary. This confusion was not only frustrating but also took considerable time to resolve. More recently, I showed up at an airport gate expecting to board my flight, only to be told that I had been rebooked on a much later departure. The problem? The gate agent couldn’t distinguish me from another passenger that had the same name and airline status. When they rebooked their flight, their changes were applied to my itinerary and not theirs. These experiences highlight a deeper issue: identity management systems that rely too heavily on superficial data like names and addresses.

This challenge isn’t limited to just travel; it extends to many industries, including healthcare, where accurate identification is critical for patient safety. I recently discovered that my medical records had been mixed up with my son's because our healthcare provider relied solely on names and addresses as key identifiers. This kind of mix-up may seem minor at first glance, but the potential implications are serious.

In healthcare, the use of non-unique information such as names and addresses can have far-reaching consequences. For instance, if the wrong medical records are accessed or referenced, it could lead to incorrect diagnoses, inappropriate treatments, or even dangerous medication errors. Imagine a scenario where a doctor prescribes medication based on another person's medical history, unknowingly giving a patient a drug to which they are allergic. The reliance on generic identifiers makes such situations not only possible but likely in cases where multiple individuals share similar information.

The Case for Verifiable Credentials

Verifiable credentials offer a solution to this problem by allowing systems to verify deeper, more precise attributes. These credentials can include unique identifiers such as digital signatures, biometric data, or cryptographically signed claims, which serve to distinguish one person from another with a high degree of certainty. This ensures that even when people share similar personal information, there are still reliable ways to tell them apart.

Verifiable credentials have the potential to transform identity management across industries. These cryptographically secure digital credentials, issued by trusted organizations, allow individuals to prove their identity without revealing unnecessary personal information. They go beyond simple identifiers like names, enabling systems to verify attributes such as birth dates, unique IDs, or digital signatures, thereby eliminating confusion between people with the same name.

Take my experiences with the airline as an example. If a verifiable credential from a trusted authority were used, it would clearly differentiate between myself and other passengers with my name, even if we had identical travel itineraries. The gate agent could easily identify which "William Nelson" belonged on which flight, sidestepping the issues that arose from relying on basic identifiers. In healthcare, the use of verifiable credentials could keep my medical records and my son's separate, ensuring accurate prescriptions and treatments.

The Path Forward

As businesses aim to deliver more secure and personalized services, it’s time to move past the reliance on names, addresses, and even status levels as primary forms of identification. The future of identity management lies in adopting verifiable credentials that provide unique, reliable, and secure identifiers for every person. This approach will not only enhance user experiences but also mitigate risks associated with errors, fraud, and data breaches.

What’s in a name? More complexity than you might expect. It’s time for a shift—toward modern identity management solutions that bring clarity and security to our digital lives.